Invest with Telos Capital

Telos Capital is a property-backed lender specialising in short-term bridging loans.

Invest in property-backed loans and earn 9.5% per annum.

To discuss investing with Telos Capital, please complete the form below or email investors@teloscapital.co.

Bridging Loans, Bridging Finance, Borrow, Telos Capital, Invest in Bridging Loans, Invest in Bridging Finance

Invest in property-backed loans and earn 9.5% per annum. Available to qualifying investors.

Investment Overview

  • Bridging loans are fast, short-term, and flexible loans secured against property.

  • Loans are typically used as short-term funding solutions to quickly complete on property purchases, generate cash flow for business purposes, or enhance a property's value through refurbishment.

  • We lend up to 75% of the value of the security property. We typically write loans for 12 months.

  • Borrowers are usually property and business professionals, and can be individuals, corporations, trusts or LLPs.

Bridging Loans

  • All loans are secured with a first or second legal charge over property. We take security over many types of property including residential, commercial, industrial and land.

  • For corporate borrowers, and for added security, we obtain personal guarantees from the directors and shareholders, as well as a debenture over the borrowing company.

  • Security properties are valued by independent RICS Red Book valuers.

  • To protect the value of our security, properties are insured for at least their reinstatement value.

  • We only take security over properties located in England; most are in London and the Home Counties.

Loan Security

  • Managing credit risk and protecting capital are at the core of our business.

  • We conduct detailed and iterative due diligence and adhere to strict policies and procedures.

  • We conduct detailed due diligence on all loan data points. The core components include the security, borrower, loan purpose, and proposed exit strategy.

  • Our due diligence is carried out in accordance with our lending policy, experience, risk modeling, market conditions, legal frameworks, and relevant third-party reports.

Managing Risk

Due Diligence and Underwriting Process

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  • Invest in property-backed loans and earn 9.5% per annum, paid monthly.

  • Self Select. Invest on a loan-by-loan basis.

  • Investors receive a detailed summary of each investment opportunity and are kept updated throughout the loan term.

  • Available only to qualifying high-net-worth and professional investors.

The Investment

  • Telos Capital’s team has a wealth of experience and an established track record, having previously lent more than £700 million of bridging and development finance. No loan has ever made a loss.

Experience and Track-Record