Invest with Telos Capital
Telos Capital is a property-backed lender specialising in short-term bridging loans.
Invest in property-backed loans and earn 9.5% per annum.
To discuss investing with Telos Capital, please complete the form below or email investors@teloscapital.co.
Invest in property-backed loans and earn 9.5% per annum. Available to qualifying investors.
Investment Overview
Bridging loans are fast, short-term, and flexible loans secured against property.
Loans are typically used as short-term funding solutions to quickly complete on property purchases, generate cash flow for business purposes, or enhance a property's value through refurbishment.
We lend up to 75% of the value of the security property. We typically write loans for 12 months.
Borrowers are usually property and business professionals, and can be individuals, corporations, trusts or LLPs.
Bridging Loans
All loans are secured with a first or second legal charge over property. We take security over many types of property including residential, commercial, industrial and land.
For corporate borrowers, and for added security, we obtain personal guarantees from the directors and shareholders, as well as a debenture over the borrowing company.
Security properties are valued by independent RICS Red Book valuers.
To protect the value of our security, properties are insured for at least their reinstatement value.
We only take security over properties located in England; most are in London and the Home Counties.
Loan Security
Managing credit risk and protecting capital are at the core of our business.
We conduct detailed and iterative due diligence and adhere to strict policies and procedures.
We conduct detailed due diligence on all loan data points. The core components include the security, borrower, loan purpose, and proposed exit strategy.
Our due diligence is carried out in accordance with our lending policy, experience, risk modeling, market conditions, legal frameworks, and relevant third-party reports.
Managing Risk
Due Diligence and Underwriting Process
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Invest in property-backed loans and earn 9.5% per annum, paid monthly.
Self Select. Invest on a loan-by-loan basis.
Investors receive a detailed summary of each investment opportunity and are kept updated throughout the loan term.
Available only to qualifying high-net-worth and professional investors.
The Investment
Telos Capital’s team has a wealth of experience and an established track record, having previously lent more than £700 million of bridging and development finance. No loan has ever made a loss.